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Advance Payment Insurance

This insurance covers losses incurred by a Japanese importer who paid for goods in advance in accordance with the contract terms but could not receive the goods on the due date and could not receive a refund for the prepaid money despite a request due to (i) war, revolution, prohibition of foreign currency exchange, suspension of remittance, or force majeure such as natural disasters or (ii) bankruptcy or delay in the performance of obligation by the counterparty.